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Khamis, April 30, 2009

ONE DROP PERFUMES!

Kini,dengan rekabentuk kotak yang baru,dan nama baru, Egyptian Potion mempersembahkan....

ONE DROP PERFUMES!!!



Harga ke-enam2 set baru ini adalah sama semuanya iaitu RM40.00 SAHAJA


SET WANITA 1 (GREEN)

SET WANITA 2 (PURPLE) - PALING LARIS

SET WANITA 1 (GREEN)
1. Inspired by Escape, Calvin Klein
2. Inspired by Romance, Ralph Lauren
3. Inspired by Pleasure, Estee Lauder
4. Inspired by Still, Jennifer Lopez
5. Inspired by For Her, Narciso Rodriguez
6. Inspired by Baby Doll, Yves Saint Lauren
7. Inspired by Cool Water, Davidoff
8. Inspired by Apple Blossom, Body Shop


SET WANITA 2 (PURPLE) - PALING LARIS

1. Inpired by Tresor, Lancome
2. Inspired by Envy, Gucci
3. Inspired by Kenzo Flower, Kenzo
4. Inspired by Eternity, Calvin Klein
5. Inspired by Gloria, Cacharel
6. Inspired by Miracle, Lancome
7. Inspired by J'adore, Dior
8. Inspired by Intense, Hugo Boss



SET WANITA 3 (PINK)
1. Inspired by CK Be, Calvin Klein
2. Inspired by No. 5, Chanel
3. Inspired by Light Blue, Dolce & Gabbana
4. Inspired by Vanilla Musk, Coty
5. Inspired by Sunflower, Elizabeth Arden
6. Inspired by Women Boss, Hugo Boss
7. Inspired by Palace, Paris Hilton
8. Inspired by Poeme, Lancome


SET WANITA 4 ( RED)
1. Inspired by Coco Mademoiselle, Chanel
2. Inspired by Aqua di Gio For Women, Giorgio Armani
3. Inspired by Lolita Lempicka, Lolita Lempicka
4. Inspired by Baby Jasz, One Drop Perfumes
5. Inspired by Gold, Amouage
6. Inspired by Montana "Parfum de Peau", Montana
7. Inspired by Yohji, Yohji Yamamoto
8. Inspired by Amarige, Givenchy



SET LELAKI 1 (BLUE)

1. Inspired by Black, Bvlgari
2. Inspired by Blue Jeans, Versace
3. Inspired by CK One, Calvin Klein
4. Inspired by Eternity, Calvin Klein
5. Inspired by Polo Sport, Ralph Lauren
6. Inspired by Acqua di Gio, Calvin Klein
7. Inspired by Issey Miyaki, Issey Miyaki
8. Inspired by Hugo Men, Hugo Boss


SET LELAKI 2 (YELLOW)

1. Inspired by Boss Signature, Hugo Boss
2. Inspired by Echo, Davidoff
3. Inspired by Tuscany per Uomo, Aramis
4. Inspired by Cool Water, Davidoff
5. Inspired by Drakkar Noir, Guy Laroche
6. Inspired by Allure Pour Homme, Chanel
7. Inspired by Le Male, J.P Gaultier
8. Inspired by Pleasures For Men, Estee Lauder

SET WANITA 3 (PINK)
1. Inspired by CK Be, Calvin Klein
2. Inspired by No. 5, Chanel
3. Inspired by Light Blue, Dolce & Gabbana
4. Inspired by Vanilla Musk, Coty
5. Inspired by Sunflower, Elizabeth Arden
6. Inspired by Women Boss, Hugo Boss
7. Inspired by Palace, Paris Hilton
8. Inspired by Poeme, Lancome




SET WANITA 4 ( RED)
1. Inspired by Coco Mademoiselle, Chanel
2. Inspired by Aqua di Gio For Women, Giorgio Armani
3. Inspired by Lolita Lempicka, Lolita Lempicka
4. Inspired by Baby Jasz, One Drop Perfumes
5. Inspired by Gold, Amouage
6. Inspired by Montana "Parfum de Peau", Montana
7. Inspired by Yohji, Yohji Yamamoto
8. Inspired by Amarige, Givenchy


RM 40 SAHAJA...DAPATKAN SEKARANG, PENGHANTARAN PERCUMA

SET LELAKI 1 (BLUE)

1. Inspired by Black, Bvlgari
2. Inspired by Blue Jeans, Versace
3. Inspired by CK One, Calvin Klein
4. Inspired by Eternity, Calvin Klein
5. Inspired by Polo Sport, Ralph Lauren
6. Inspired by Acqua di Gio, Calvin Klein
7. Inspired by Issey Miyaki, Issey Miyaki
8. Inspired by Hugo Men, Hugo Boss



SET LELAKI 2 (YELLOW)

1. Inspired by Boss Signature, Hugo Boss
2. Inspired by Echo, Davidoff
3. Inspired by Tuscany per Uomo, Aramis
4. Inspired by Cool Water, Davidoff
5. Inspired by Drakkar Noir, Guy Laroche
6. Inspired by Allure Pour Homme, Chanel
7. Inspired by Le Male, J.P Gaultier
8. Inspired by Pleasures For Men, Estee Lauder


RM 40 SAHAJA...DAPATKAN SEKARANG, PENGHANTARAN PERCUMA

DAPAT KAN WANGIAN SEPANJANG HARI DENGAN ANEKA PILIHAN.
ANDA PASTI BERBANGGA DENGAN DIRI ANDA DAN MENAMBAH KAYAKINAN DIRI
.



HARGA RM 40 SAHAJA.
HUBUNGI SAYA UNTUK PENGHANTARAN PERCUMA
. AGEN KAWASAN UTARA NURUL HP NOMBOR : 0194780202/0174689707

TAKAFUL PLAN 6 IN 1


Takafulink Prudential BSN PDF Print E-mail


Dengan menyertai pelan Simpanan, Perlindungan dan Pelaburan di Prudential BSN Takaful anda akan ditawarkan Pelan 6 Dalam 1. Satu Pakej yang lengkap untuk anda sekeluarga. Simpanan hanya dari serendah RM3.33 sehari!

1 Simpanan Anda, Simpanan Pendidikan Anak anda atau Pasangan Anda akan dilabur melalui dana yang mematuhi prisip Syariah yang dikawal oleh Bank Negara Malaysia.

2 Anda akan mendapat kemudahan Medical Card dari Prudential yang pasti akan memenuhi keperluan hospital anda atau keluarga sepenuhnya sehingga umur tua.

  • Kos rawatan di wad Hospital Pakar dibayar oleh Prudential dengan peruntukan minimum dari RM 150,000.00 sepanjang polisi dengan jumlah tuntutan RM 50,000.00 setahun.
  • Kadar bilik wad RM 100.00 sehari (bergantung kepada pelan yang anda ambil).
  • Elaun hospital RM 200.00 sehari (tidak melibatkan nilai simpanan atau nilai Medical Card anda).
  • Dan banyak lagi kemudahan Medical Card dari Prudential yang di terima oleh kebanyakan Hospital Pakar tanpa banyak soal.

3 Faedah perlindungan 36 Penyakit Kritikal atau Hilang Upaya. Pampasan Kematian akibat sebarang kemalangan, bayaran sekaligus (bergantung kepada pelan polisi masing-masing) akan dibuat sehingga RM 100,000.00. Perlindungan penyakit wanita (PRUlady) akan dibayar sehingga RM 50,000.00 sekiranya anda disahkan menghidap penyakit wanita yang disenaraikan (stage 1). Ini juga bergantung pada polisi masing-masing.

4 Faedah perlindungan Personal Accident untuk anda atau keluarga anda di mana-mana sahaja sama ada di Jalan Raya, di Rumah, di Tempat Kerja atau di Sekolah. Tuntutan bayaran bil rawatan sehingga RM 2000.00 bagi setiap kes kemalangan yang tidak dimasukkan ke wad. M.C. – Elaun Cuti Sakit (disebabkan kemalangan) RM 200.00 seminggu. (elaun hospital dan elaun cuti sakit akan dibayar setelah anda keluar hospital dan bayaran kos hospital tidak akan menjejaskan jumlah simpanan anda atau nilai Medical Card anda).

5 Auto Saving, sekiranya anda disahkan menghidap satu antara 36 penyakit kritikal, anda tidak perlu lagi membayar premium anda. Prudential yang akan membayar untuk anda sehingga umur tua!. Sekiranya keluarga di bawah tanggungan anda mempunyai pelan Prudential yang berasingan mereka juga tidak perlu lagi membayar sebarang premium, Prudential yang akan membayar untuk mereka. Untuk anak anda pula yang menambah PRUlink education plan, sekiranya berlaku perkara tersebut ke atas diri anda, simpanannya terjamin sehingga umur 25 tahun.

6 Polisi Fleksibel,satu-satunya polisi yang tidak ada tempoh matang, anda boleh membuat pengeluaran tunai! (untuk mendapat kemudahan ini pastikan Cash Value anda melebihi RM 4,000.00 ... ini bermaksud sekiranya di dalam akaun anda ada RM 10,000.00 anda boleh keluarkan RM 6000.00 untuk sebarang kegunaan anda). Anda juga boleh memohon Holiday Premium – Pengecualian membayar premium bagi tempoh tertentu dan perlindungan 6 Dalam 1 anda serta manfaat-manfaatnya diteruskan seperti biasa. Holiday Premium sangat berguna disaat anda terdesak dan tidak mampu untuk membayar premium buat sementara waktu (ini juga bergantung kepada Cash Value anda). Holiday Premium dari Prudential adalah antara program terbaik yang dirangka khusus untuk anda. Ia boleh menjangkau masa yang panjang merujuk kepada tempoh sesuatu polisi.

+ Faedah Persaraan, sekiranya anda tidak membuat sebarang tuntutan, ini akan menjadi sebagai bonus untuk persaraan hari tua anda. Dari Pakej Simpanan dan Pelaburan, anda tidak perlu risau tentang persaraan anda terutama kepada anda yang bekerja sendiri dan tidak membuat sebarang simpanan atau caruman KWSP.

CONTOH PERBANDINGAN
BANK / ASB / LAIN - LAIN
PRUDENTIAL



SIMPANAN - RM 200.00
SIMPANAN - RM 200.00
RM 200.00 X 12 BULAN = RM 2400.00
RM 200.00 X 12 BULAN = RM 2400.00
5 TAHUN = RM 12,000.00
5 TAHUN = RM 12,000.00



MEDICAL CARD = TIADA
MEDICAL CARD = DISERTAKAN


MANFAAT YANG MELIPUTI :-


> KEMASUKAN KE HOSPITAL


> 36 PENYAKIT KRITIKAL


> KEMATIAN - AKIBAT KEMALANGAN ATAU


SEBALIKNYA


> PERSONAL ACCIDENT


> HILANG UPAYA KEKAL


> KOS RAWATAN


> KADAR BILIK


> ELAUN HOSPITAL


> M.C. ( Seminggu atau lebih )

SEKIRANYA ANDA DIMASUKKAN KE
ANDA TIDAK PERLU MENGELUARKAN
HOSPITAL, ANDA TERPAKSA MENGGUNAKAN
WANG SIMPANAN, SEMUANYA DITANGGUNG
WANG SIMPANAN UNTUK PERBELANJAAN
OLEH PRUDENTIAL, MALAH WANG SIMPANAN
RAWATAN. INI BERMAKNA WANG SIMPANAN
ANDA MASIH DITERUSKAN MELALUI
ANDA AKAN TERGANGGU DAN TIDAK DAPAT
"AUTO SAVING" PRUDENTIAL SEHINGGA
MENERUSKAN SIMPANAN.
UMUR TUA!


"AUTO SAVING" JUGA BERFUNGSI UNTUK


KELUARGA ANDA SEKIRANYA MEREKA JUGA


MEMPUNYAI AKAUN MASING-MASING.



20 TAHUN = RM 48,000.00 + %

20 TAHUN = RM 48,000.00 + %




> UNTUK % SILA RUJUK KEPADA BANK
> SIMPANAN ANDA AKAN DILABUR KE
MASING-MASING
DALAM DANA-DANA ISLAMIC


> INI BERMAKNA DI DALAM SATU AKAUN


ANDA AKAN ADA SIMPANAN,


PERLINDUNGAN DAN PELABURAN

NOTA :- Simpanan sebanyak RM 200.00 yang ditunjukkan di dalam perbandingan ringkas di atas adalah sebagai contoh sahaja. Simpanan untuk '20 TAHUN = RM 48,000 + %' adalah jangkaan sahaja, ia bergantung kepada prestasi dana yang dilaburkan.

Di sini saya cuma membuat perbandingan dengan Bank, ASB, Tabung Haji dan KWSP, sekiranya anda mempunyai polisi yang lain anda boleh membuat perbandingan. Perbandingan mestilah dibuat dari polisi yang asal dengan nilai premium yang sama. Kalau nilai premium yang dibandingkan lebih rendah nilai sudah pasti menjadi kelebihan polisi tersebut kerana murah dan anda perlu tahu apa yang terkandung di dalam polisi tersebut. Penjelasan dari perunding anda sangatlah penting kerana setiap fakta yang terkandung mestilah diterangkan dengan jelas dan telus. Pastikan tidak ada fakta-fakta yang tersembunyi. Ini penting kerana masalah akan timbul semasa anda hendak membuat tuntutan kelak.

Sekurang-kurangnya anda perlu tahu bagaimana proses hendak membuat tuntutan.

Jika Ingin Mendapatkan Keterangan Terperinci Mengenai Produk Insuran Yang Di minati…Sila hubungi Nurul di talian 0174689707 dan boleh juga melalui Emel/YM di rieza95@yahoo.com


Selasa, Disember 23, 2008

Just for your information

Information updated: Malaysian companies (may see up to 6.5% unemployment)
>
> Sony- shutdown 25 Dec till 6th Jan 09 in their Bangi plant San Disk- announced layoff 450-500 employees
> Flextronics- 4 days week for Month Nov and Dec.
AMD Penang- announced this morning VSS layoff 500

employees.
Spansion- force to take leave (5 days in this quarter)

> Jabil- planned shut down from Dec 24 to Jan 4, will be 6
> days leave.
> Agilent - planned shut down from Dec 24 to Jan 4, will be 6 days
> leave. Jan 09 might have another shutdown. No increment 2008 review.
> Avago- no plan shutdown as no more in house production,
> hiring freeze.
> ASE- shut down every fortnightly on Monday starting from
> Nov 3.
> Fairchild- planned forced 'Mass Vacation' for 9
> days leave in Feb 08
> INTEL- No increment 2008 review, VSS for those under
> perform and massive cut cost/travel 2009, no shutdown plan
> yet
> Motorola, Penang - Still hiring + profit, suspect got
> government 'look after', Motorola Singapore Cellular
> hone plant closure.. cut 800 job and now waiting for buyer.
> Siltera, Kulim- Propose close down this Malaysian 1st wafer
> fab company, loss RM4 billion in 2008
>
> Malaysian Government expect Singapore plant shutdown and
> job cuts affecting 300,000Malaysian workers jobless
> Globally the Financial sector will see 300,000 to 350,000employees
> losing their job by mid 2009..
>
> Citigroupalready announced 53,000 job cuts on top of the 22,000
> announced earlier (Total 75,000) ST-NXP Wireless cuts 500 jobs
> World-Wide, including subcontractors, from the current total of more
> than 7500 people.
> Flextronics cuts 118 jobs in Limerick,Ireland
> The job cuts were confirmed during this weekend.
> Flextronics has announced that the company will cut around 100 jobs at
> the Limerick plant, said RTE. The reason for the cut backs is due to
> the global economic downturn. Flextronics employs around 300 staff at
> the Limerick facility, which provides warehousing and logistics
> services to a number of companies in the region.
> Dell lays off 700 in Ireland
> The Dell facility in Raheen, Limerick is to layoff 700 temporary
> workers.. Additional to that, Flextronics in Limerick is also rumoured
> to layoff 100 staff. Mary Coughlan, Irish Minister for Enterprise,
> Trade and Employment, met with members of Dell's senior management
> to discuss the future of 3000 employees at the manufacturing
> facility in Limerick.
> STMicro to lay off at Phoenix facility
> Switzerland based chip maker STMicroelectronics is to
> layoff staff at its Phoenix, Arizona facility
> Local news reports state that the chip maker will lay off
> 100 staff. The facility - which currently employs around 850
> staff - will experience an ongoing layoff process.
> A central cites spokesman Mike Michael Markowitz in saying
> that "about 100 of the plant's 850 workers were let
> go this week and that the process would continue".
> Last year, the company announced closure plans for 3
> American chip facilities and that chip manufacturing would
> be transferred to low-cost locations. Staff and management
> hoped for a buyer to keep the plant open.
> Dell workers asked to take unpaid vacation
> Media reports state that CEO Michael Dell - of computer
> giant Dell - has asked employees to consider taking a
> maximum of 5 days unpaid holidays. As reported earlier, Dell
> is currently running a restructuring programme to counteract
> the economic and financial downturn including selling off
> all manufacturing plants and concentrate on R&D.
> This include 8,900 job cuts, voluntary severance packages
> and a global hiring freeze. "We are asking employees on
> a voluntary basis to consider taking off (up to) five days
> ... as unpaid time off as a flexible way to reduce costs for
> the company," the CEO was cited in a Reuters report in
> saying.> Tele-Fonika Kable to cut 900
> Polish based cable and wire producer Tele-Fonika Kable
> plans to lay of 900 employees or 19% of its workforce. The lay offs
> will affect all production units across the group. The company has
> seven plants, of which five are located in Poland, said PB.
> Tele-Fonika Kable also plans to sell parts of its business, however it
> will not close down any plants. The company wishes to optimize
> production process and reduce costs.